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The Paradigm Wealth Partners YouTube Channel

Our YouTube channel is designed to offer friendly, digestible videos covering today’s most asked questions and common topics.

In retirement, your paycheck stops but your expenses don’t. One of the biggest sources of stress for retirees is not knowing where their income will come from when markets are volatile. In this video, I walk through the Five-Year War Chest strategy and show how a bond ladder can create predictable, steady cash flow without having to constantly worry about the stock market, headlines, or economic swings. This approach allows you to draw income confidently while keeping the remainder of your portfolio invested for long-term growth. Whether you're nearing retirement or already in it, understanding how to structure withdrawal strategies is just as important as how you invest. The War Chest framework provides clarity, transparency, and peace of mind by giving you a defined runway of income and a plan to refill it over time. If predictability, flexibility, and confidence are priorities for your retirement, this video will show you how to implement a structure that supports all three. -- Me on LinkedIn: https://www.linkedin.com/in/jbednarii/ What the Wealth podcast: https://www.buzzsprout.com/739073 What the Wealth online: https://whatthewealth.com/ Email us: jonathan@paradigmwp.com Jonathan Bednar, CFP® Tags: investing personalfinance whatthewealth rateanalysis interestrates portfolio retirementplanning retirement createthelifeyoulove ira inheritance finance financialadvisor Thanks for watching! --- More resources: Paradigm on LinkedIn: https://www.linkedin.com/company/paradigm-wealth-partners/ Paradigm online: https://paradigmwealthpartners.com/
Bond Ladder: How To Build Predictable Cash Flow
In this video I unpack a real case study of a retired couple who were told for 16 years to stay “70/30” and not touch their income because actuarial tables said they might live to 95. The returns looked fine on paper, but the plan didn’t feel like their life. So we rebuilt the conversation from the ground up: listen first, translate goals into cash flow, then design a structure that buys time and reduces stress. We walk through a simple, durable bucket strategy anchored by a five-year income “war chest” funded with fixed income and implemented through a bond ladder. When markets wobble, that ladder matures on schedule, keeping monthly checks uninterrupted and avoiding forced equity sales. With near-term income secured, we show how to responsibly raise their retirement paycheck by a few hundred dollars and create a path to adjust upward as the portfolio grows. It’s a shift from product labels to lived experience—less jargon, more clarity about how money supports everyday choices. We also explain why weekly market commentary can amplify anxiety, and how reframing communication around the psychology of money helps clients feel calm, confident, and in control. If you’ve ever wondered whether your retirement plan is built around your goals or someone else’s template, this story offers a blueprint for change: align values, secure cash needs, and let time do its work. Subscribe for more practical strategies, share this with someone stuck in “set-and-forget” mode, and leave a review to tell us what would make you feel more confident about your retirement. What the Wealth Retirement Podcast -- Me on LinkedIn: https://www.linkedin.com/in/jbednarii/ What the Wealth podcast: https://www.buzzsprout.com/739073 What the Wealth online: https://whatthewealth.com/ Email us: jonathan@paradigmwp.com Jonathan Bednar, CFP® Tags: investing personalfinance whatthewealth rateanalysis interestrates portfolio retirementplanning retirement createthelifeyoulove ira inheritance finance financialadvisor Thanks for watching! --- More resources: Paradigm on LinkedIn: https://www.linkedin.com/company/paradigm-wealth-partners/ Paradigm online: https://paradigmwealthpartners.com/
Can They Retire? Breaking Down Mike & Carol's Financial Situation - WTW 115
Are you 50 or older and starting to think seriously about retirement? You’re in the right place. On the Paradigm Wealth Partners channel, we'll share clear, practical guidance to help you turn your nest egg into a reliable paycheck, avoid costly mistakes, and gain confidence for the next chapter of your life. Each week you’ll find straightforward strategies, real-life case studies, and answers to common retirement questions—without the jargon. Topics include when to claim Social Security, how to invest in uncertain markets, and what it really takes to know if you have enough to retire. Subscribe today and join a community focused on making retirement less stressful and more enjoyable. -- Me on LinkedIn: https://www.linkedin.com/in/jbednarii/ What the Wealth podcast: https://www.buzzsprout.com/739073 What the Wealth online: https://whatthewealth.com/ Email us: jonathan@paradigmwp.com Jonathan Bednar, CFP® #investing #personalfinance #whatthewealth #rateanalysis #interestrates #portfolio #retirementplanning #retirement #createthelifeyoulove #ira #inheritance Thanks for watching! --- More resources: Paradigm on LinkedIn: https://www.linkedin.com/company/paradigm-wealth-partners/ Paradigm online: https://paradigmwealthpartners.com/
Welcome to Paradigm Wealth Management

🎙️ The What the Wealth Podcast

Join our host, Jonathan Bednar, as he dives deep into the world of wealth management. Each episode features professional insights, actionable strategies, and inspiring stories. Whether you're just starting out or looking to fine-tune your financial plan, our podcast provides valuable guidance tailored to your needs.

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📚 Must-Read Books by Paradigm Wealth Partners

Our experience isn't just in managing wealth—it's in sharing knowledge.

Check out our bestselling books, packed with insights and strategies to help you build and manage your wealth.


What The Wealth - A Guide to Financial Clarity for Professionals and Families - Navigating the various stages of life is complex, especially when it comes to money management. In What The Wealth?! CERTIFIED FINANCIAL PLANNER™ Professional Jonathan P. Bednar, II breaks down those complexities and makes the concepts of money easy to understand. An avid investor and business owner, Jonathan talks about how to attain financial freedom and "Create The Life You Love®" free from anxiety about money.

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What The Wealth – Identify Your Core Values, Reignite Your Dreams, and Combat the 5 Big Retirement Risks - Let's face it, retirement is hard. You're not alone if you feel like you don't know what to do with your money and how to make it last. This book teaches you how to harness your dreams and combat the 5 Big Retirement Risks®️ so you can be confident in your retirement.

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✏️ The PWP Blog

Your go-to resource for wealth management and retirement planning insights.

Expiring ACA Subsidies: What Retirees Under 65 Need to Know

Retiring Before 65: The Healthcare Gap prior to Medicare Retiring before age 65 can be exciting. You finally have...

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Turning Your Nest Egg into a Retirement Paycheck

The 6-5-4 Retirement Bucket Strategy One of the most common questions we hear from pre-retirees is: “How do I...

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Son helping elderly mother in wheelchair — inherited IRA to Roth IRA strategy for creating tax-free retirement wealth

How to Turn a Beneficiary IRA into a Tax-Free Retirement Strategy

How We Turned a $52,000 Beneficiary IRA into a Tax-Free Retirement Strategy Introduction: The Power of Strategic Planning John...

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